General Insurance Claims in Portugal

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How clients rate our General Insurance Claims Service...

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Francisca was extremely helpful and provided a great service. She responded promptly and professionally to all correspondence and worked to resolve the issue.
Kristian Done
Kristian Done
11 Mar 2024
Trustpilot Review

Service Details

General Insurance Claims

This service is available across Portugal

Who Is This Service For?

  • This service caters to individuals and businesses in Portugal who are facing challenges with insurance claim refusals. It is suitable for a wide range of scenarios including property, auto, and health insurance disputes. 
  • The service is particularly beneficial for Portuguese residents as well as expats with property or other assets in Portugal who require expert guidance and representation in these matters.
Who Is This Service For?

Process: Step by Step

  1. Initial Assessment: Understanding the client’s specific situation and reviewing the details of the insurance claim refusal.
  2. Gathering Evidence: Collecting necessary documentation and evidence to support your claim.
  3. Strategic Legal Planning: Developing a strategy based on Portuguese insurance law.
  4. Negotiation and Communication: Engaging with insurance companies for possible resolution.
  5. Litigation: If necessary, initiating legal action to challenge the insurance claim denial.
Process: Step by Step

Advantages of this Service

  1. Expertise in Portuguese Insurance Law: Deep understanding of the legal framework governing insurance claims in Portugal.
  2. Client-Focused Service: Tailored services to meet the unique needs of each client, including expats in Portugal.
  3. Effective Negotiation Skills: Experienced in negotiating with insurance companies for favourable outcomes.
  4. Proven Track Record: Strong history of successfully resolving insurance claim disputes in Portugal.
Advantages of this Service

Key Elements of this Service

  • Legal Expertise: Knowledgeable in key Portuguese legal provisions and recent judicial decisions related to insurance claims.
  • Local Market Insight: Insight into the practices and trends of the Portuguese insurance market.
  • Multilingual Services: Proficiency in both Portuguese and English to cater to a diverse clientele.
Key Elements of this Service

Free Support Services Included

When combined with the free and innovative Advocate Abroad support services you can be sure that you are obtaining completely transparent legal services from registered and regulated English-speaking lawyers abroad.These support services include:

  • Verification of the regulatory status of your professional.
  • Fees as recommended by the Local Professional Body
  • Fees specified in advance and legally guaranteed.
  • Service levels agreed in advance and guaranteed.
  • All professionals must hold professional indemnity insurance.
  • Professionals' proficiency in English monitored.
  • Continuous quality controls and reviews.

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If you are an expatriate and you have a pension pot which is worth over £70,000 you may be able to release it from the restrictive UK system and it’s ever changing rules entirely. If your pension value is between £30,000 and £70,000 we now have exclusive access to cost effective products that could mean a transfer is beneficial. 

Benefits include: Leave ALL unused pension funds to your beneficiaries free of UK IHT (Inheritance Tax); Much greater investment freedom; Tax free lump sum of up to 30%; Take income from your pension in a much more tax efficient way.

What Does This Service Consist Of?
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One of the most fundamental issues for you to think about when deciding on your financial planning options is to make sure that you are preparing for your retirement sufficiently and appropriately. Many expatriates do not get ahead in the retirement race by saving hard as they are scared of this approach encroaching on their standard of living today. However, with careful planning it is easy to get ahead without hindering your current lifestyle.

What does this service consist of?

  • Initial discussion to determine your retirement goals and current circumstances
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  • Initial discussion to determine your investment goals and current circumstances
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Furthermore, a local advisor in your new country will more likely understand your unique expatriate status, how that relates to any tax saving potential in the nation in which you are residing, and how you need to structure your affairs appropriately in case you should ever want to repatriate or relocate elsewhere. 

Planned correctly, a move to another country can have some very special future tax advantages.

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Mortgage Services
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Primary Residence Mortgage
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Primary residence mortgages are for those where the property in Portugal will be their main residence and they already pay their income tax here, or in exceptional cases are about to start paying taxes here.

For this type of mortgage, it is possible to secure mortgages up to 80% of the property purchase price.

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Why choose Advocate Abroad?

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