Property Purchase in Portugal

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Tiago demonstrates unparalleled professionalism and competence in Portuguese immigration assistance. Should the need arise, I will undoubtedly turn to his expertise once more. I wholeheartedly endorse him and his firm to anyone seeking exceptional immigration support.
Robert Lim
Robert Lim
22 Mar 2024
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Service Details

Property Purchase

This service is available across Portugal

Who Is This Service For?

  • This service is tailored for international investors, expats and individuals who have identified a property they wish to purchase in Portugal. 
  • English-speaking clients can often encounter difficulties due to language barriers, comprehension of local real estate laws, and managing the property acquisition process in a foreign land. 
  • This service is designed to mitigate these issues by providing proficient legal counsel and support in English, facilitating a seamless and straightforward property purchasing experience in Portugal.
Who Is This Service For?

Requirements

  • It is advisable to have a clear understanding of the immigration and financial prerequisites related to buying property in Portugal
  • There are no specific nationality or age constraints; however, non-residents might need to meet visa prerequisites and demonstrate financial capability to invest in Portuguese real estate. 
  • It is also pivotal for clients to understand the tax ramifications and utilise the benefits available through double-taxation avoidance agreements between Portugal and the client's country of residence.
Requirements

Procedure: Our Approach

  1. The property purchase procedure commences with an initial consultation to assess the client's needs and the legal status of the identified property. 
  2. Legal specialists will assist clients through the promissory contract of purchase and sale, due diligence, tax planning, and settlement of the relevant taxes and administrative charges.
  3. The concluding steps encompass the execution of the deed of purchase and sale and the property registration of the acquisition. Throughout this journey, attorneys ensure adherence to local legislations and resolve any legal concerns that may surface.
Procedure: Our Approach

Benefits - Why Choose Our Service

  • Clients who engage our proficient English-speaking lawyers will receive extensive and specialized assistance throughout the property acquisition process, ensuring legal conformity and addressing any unforeseen legal complications. 
  • This service offers a comprehensive solution, managing diverse facets of property transactions, from contractual arrangements to tax advisories, granting clients peace of mind. 
  • The legal expertise in local and international real estate laws assures a secure and lucrative investment, allowing clients a favourable stance in the Portuguese real estate market.
Benefits - Why Choose Our Service

Key Features of this Service

  • Initial Consultation and Needs Assessment: Introductory chat to ensure we understand your requirements and investment/residency objectives.
  • Verification of Property Legal Status: Examining the legal standing of the identified property and carrying out the necessary due diligence.
  • Contractual Agreements: Formulating and scrutinizing promise contracts of purchase and sale.
  • Tax Planning and Legal Compliance: Providing counsel on tax obligations and ensuring compliance with local legislations.
  • Finalisation of Purchase: Assisting in the execution of the deed of purchase and sale.
  • Property Registration: Aiding in the property registration of the acquisition.
  • Post-Acquisition Support: Offering continued legal counsel and support after the purchase.
Key Features of this Service

Free Support Services Included

When combined with the free and innovative Advocate Abroad support services you can be sure that you are obtaining completely transparent legal services from registered and regulated English-speaking lawyers abroad.These support services include:

  • Verification of the regulatory status of your professional.
  • Fees as recommended by the Local Professional Body
  • Fees specified in advance and legally guaranteed.
  • Service levels agreed in advance and guaranteed.
  • All professionals must hold professional indemnity insurance.
  • Professionals' proficiency in English monitored.
  • Continuous quality controls and reviews.

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Offshore Pension advice (QROPS)
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If you are an expatriate and you have a pension pot which is worth over £70,000 you may be able to release it from the restrictive UK system and it’s ever changing rules entirely. If your pension value is between £30,000 and £70,000 we now have exclusive access to cost effective products that could mean a transfer is beneficial. 

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to ensure that you will have enough in the bank to last you, your spouse and possibly even your family for one year in retirement?

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  • Initial discussion to determine your investment goals and current circumstances
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Succession Planning
Succession Planning
Who Is This Service For?

Even if you have an existing financial advisor, it is unlikely they will be able to introduce you to the tax-saving opportunities available in your new country of residence.

Furthermore, a local advisor in your new country will more likely understand your unique expatriate status, how that relates to any tax saving potential in the nation in which you are residing, and how you need to structure your affairs appropriately in case you should ever want to repatriate or relocate elsewhere. 

Planned correctly, a move to another country can have some very special future tax advantages.

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Mortgage Services
Holiday Home Mortgages
Holiday Home Mortgages
Holiday Home Mortgages

Holiday home mortgages are generally for non-resident property buyers who do not live in Portugal. The maximum borrowing amount is up to 70% of the property purchase price (or valuation if lower). Lenders offer fixed, variable and, in some cases, mixed rates.

For variable rate mortgages, the rates are based on the annual Euribor reference rate with a percentage margin added to this, for example, annual Euribor + 2%. 

We will help you negotiate the very best mortgage conditions available in the market at any given time.

 

Primary Residence Mortgage
Primary Residence Mortgage
Primary Residence Mortgages

Primary residence mortgages are for those where the property in Portugal will be their main residence and they already pay their income tax here, or in exceptional cases are about to start paying taxes here.

For this type of mortgage, it is possible to secure mortgages up to 80% of the property purchase price.

Your English-speaking mortgage broker will help you to overcome the administrative difficulties often encountered when obtaining a mortgage in a country different to the one where your earnings originate.

Why choose Advocate Abroad?

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