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Tiago demonstrates unparalleled professionalism and competence in Portuguese immigration assistance. Should the need arise, I will undoubtedly turn to his expertise once more. I wholeheartedly endorse him and his firm to anyone seeking exceptional immigration support.
Robert Lim
Robert Lim
22 Mar 2024
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Buying, Selling & Dealing with Property in Portugal

Buying, Selling & Dealing with Property in Portugal
Our Lawyers dealing with Buying, Selling & Dealing with Property in Portugal
Total 6 Lawyers

Our Property Law Services in Portugal

All Property Law Articles

Buying property abroad in the era of higher interest rates

With the increase in globalisation and more people travelling than ever before, buying property abroad has become an increasingly popular option. International Property organisations have reported a steady rise in overseas property purchases over the past decade.This surge in popularity has been driven by factors such as lower i... Read More

Buying Property in Portugal: the how-to Legal Guide

Welcome to the Advocate Abroad® guide to buying property in Portugal! This property guide will give you an overview of the conveyancing process in Portugal, including information on both your and the seller's legal rights and obligations as well as pitfalls to avoid. This will be of particular use of course to those who are bu... Read More

Buying Property in Portugal as a Foreigner

As a percentage of the population, Portugal has an unusually high number of homeowners, standing at about 75% of the population. This is about 10% higher than the US and the UK. A large number of foreigners already live in Portugal.  Some are expat professionals, some are retirees, while others are digital nomads. Many of them ... Read More

Property Buying Costs in Portugal

Aggregate costs can ruin a good plan; accordingly, you should spend time familiarising yourself with the costs related to buying property in Portugal. While costs are not the only pitfalls when buying property in Portugal, before putting in an offer on a house, it is important to be aware of the aggregate costs of buying a pr... Read More

Pitfalls buying Property in Portugal

If you are interested in buying property in Portugal, you should be aware that some issues could potentially arise, which we detail below:   Who owns the property to be sold? First, you must find out if the owners of the property are the real owners and that the property has no debts or else you could find yourself respons... Read More

Property Tax in Portugal

Take into account Property Tax in Portugal if you are thinking about buying a House or a Land there, it is important to understand the costs involved - including government taxes. The first step before buying a property is to get a NIF  (Portuguese Fiscal Identifier Number) to be able to sign the public deed and to facilitate ... Read More

Buying Property in Portugal after Brexit

To begin with, it should be made clear, buying property in Portugal after Brexit is certainly possible. Despite the fact that we deep into Brexit "territory"; more than 3 years after the referendum that decided Brexit, the United Kingdom left the European Union (EU) on 31 January 2020, after which the Exit Agreement negotiated b... Read More

Buying a House in Portugal

Whether you are an investor looking for a good deal or a non-resident individual looking to buy a house in Portugal, there are many good reasons to do so, however, there are also many pitfalls that you need to be careful of. Below you will find a general overview of the correct steps to take, while we provide more details on spe... Read More

Portuguese Property Law

The conveyancing process in Portugal can be quite straightforward - as long as you receive appropriate independent professional guidance. If you have searched online for the ideal property then you may know that the first thing you will need to do is to get your Portuguese NIF number (fiscal number). This is quite straightfor... Read More

Selling Property in Portugal

Many buyers and sellers are unaware of their obligations with regard to the costs of the process of buying and selling property in Portugal. This can lead to stress and tension between the parties and even influence the decision to buy or sell a property.Whether you are a Buyer or a Seller, both parties have associated costs:Neg... Read More

NHR Status Portugal

The Non-Habitual Residents Tax Regime (NHR)New residents can benefit from the Non-Habitual Residents Tax Regime (NHR). Requirements for NHR Status PortugalNot having been a Portuguese tax resident in the five years prior to the request. And,Become a Portuguese tax resident. (i.e: remain for more than 183 days in Portugal during ... Read More

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Offshore Pension advice (QROPS)
Offshore Pension advice (QROPS)

Who Is This Service For?

Offshore Pension advice (QROPS)

If you are an expatriate and you have a pension pot which is worth over £70,000 you may be able to release it from the restrictive UK system and it’s ever changing rules entirely. If your pension value is between £30,000 and £70,000 we now have exclusive access to cost effective products that could mean a transfer is beneficial. 

Benefits include: Leave ALL unused pension funds to your beneficiaries free of UK IHT (Inheritance Tax); Much greater investment freedom; Tax free lump sum of up to 30%; Take income from your pension in a much more tax efficient way.

What Does This Service Consist Of?

  • Initial discussion to discuss existing pensions
  • Request of information from existing pension providers
  • Free Report and recommendation sent via email including a brochure for the QROPS provider
  • Follow up discussion to explain the detail and answer any initial questions
  • Apply for the QROPS and complete necessary paperwork and ID requirements
  • Ongoing support and wealth management
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Retirement planning Service
Retirement planning Service

Who Is This Service For?

Retirement planning

Imagine that you are retiring tomorrow? How much money would you like to or need to write yourself a cheque for to ensure that you will have enough in the bank to last you, your spouse and possibly even your family for one year in retirement? One of the most fundamental issues for you to think about when deciding on your financial planning options is to make sure that you are preparing for your retirement sufficiently and appropriately. Many expatriates do not get ahead in the retirement race by saving hard as they are scared of this approach encroaching on their standard of living today. However, with careful planning it is easy to get ahead without hindering your current lifestyle.

What Does This Service Consist Of?

  • Initial discussion to determine your retirement goals and current circumstances
  • Free Report and recommendation sent via email
  • This will include a step by step guide as to the best course of action
  • Follow up discussion to explain the detail and answer any initial questions
  • Ongoing support and wealth management
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Get Savings & Investment Advice
Get Savings & Investment Advice

Who Is This Service For?

Savings & Investment Advice

We know it is very easy to fall in to the ‘live for today’ mindset and not plan for the future when you’re living overseas. 

Thus, we have devised this simple, step by step report to show you how to take your financial future seriously, and avoid being one of those expatriates who return home with nothing more than a mass of photos and memories - and perhaps even debt!

Benefits - Why Choose Our Service

  • Initial discussion to determine your investment goals and current circumstances
  • Free Report and recommendation sent via email, including a brochure for the recommended provider
  • Follow-up discussion to explain the detail and answer any initial questions
  • Apply for the investment and complete necessary paperwork and ID requirements
  • Ongoing support and wealth management
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Succession Planning Service
Succession Planning Service

Who Is This Service For?

Succession Planning

Your previous financial adviser in your country of origin may not be able to introduce you to the potential tax saving and financially enhancing opportunities available in your new country of residence.

Furthermore, only suitably qualified financial advisors are able to understand your unique expatriate status, how that relates to any tax saving potential in the nation in which you are residing, and how you need to structure your affairs appropriately in case you should ever want to repatriate or relocate elsewhere. 

Planned correctly, a move to another country, including back to the UK, can have some very special future tax advantages.

What Does This Service Consist Of?

  • Initial discussion to determine your tax liability and current circumstances
  • Free Report and recommendation sent via email including advice on how to minimise succession taxes
  • Follow-up discussion to explain the detail and answer any initial questions
  • Ongoing support and wealth management
Add a Succession Planning quote to your legal or tax enquiry?
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Mortgage Services
Apply for a Spanish Mortgage

Holiday Home Mortgages

Mortgage Service

Holiday home mortgages are generally for non-resident property buyers who do not live in Portugal. The maximum borrowing amount is up to 70% of the property purchase price (or valuation if lower). Lenders offer fixed, variable and, in some cases, mixed rates.

For variable rate mortgages, the rates are based on the annual Euribor reference rate with a percentage margin added to this, for example, annual Euribor + 2%. 

We will help you negotiate the very best mortgage conditions available in the market at any given time.

 

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