Cost of a Mortgage in Spain

There are a number of costs involved in arranging a mortgage in Spain and include commissions charged by the financial institution involved as well as taxes to the government.

The commissions charged by the bank can be divided into two types: Finance Check and Opening Charge.

Finance Check

The amount charged for checking into the applicant’s financial history to determine if they should qualify to receive the loan is a percentage over the total amount of the mortgage conceded. This is a one-off payment and may only be charged where the mortgage is issued although the bank may charge for any payments it has made to carry out the study, as long as this has been agreed by the parties.

 

Opening Charge

Likewise there is a percentage charge that relates to the administration involved in arranging the mortgage. For mortgages of a value below €150,000 this charge includes the charge for the finance check.

There also tends to be a charge for carrying out the relevant checks on the property registry so that the bank can ensure that the property that is being offered as security for the mortgage is free of all charges etc.

All together, typically the banks will charge around 1% of the amount being lent for arranging the mortgage.

 

AJD

In addition to the bank charges, the creation of a mortgage is subject to taxation known as Impuesto de Actos Juridicos Documentados. These taxes are regulated by regional governments and so the rate of tax can vary across Spain.

In particular, certain regional governments allow for reductions where the purchaser is under a certain age or the property is social housing. Typically the rate will vary between 0.5% -1% of the amount lent.

A calculator for determining the typical AJD tax and associated costs (including valuation) can be found here: AJD Calculator

 

Home Insurance

Often the concession of a mortgage by a financial organization will come with a requirement to take out a home insurance policy recommended or managed by the same financial institution.

It is difficult to put an average price on such products as they may vary as to what exactly is covered by the insurance – structure, structure + contents, structure + contents + legal costs etc.

The most that can be said is that it may be slightly cheaper than the UK equivalent but broadly in the same range.

 

Legal Representation

Following important decisions by the Supreme Court in Spain, lawyers are free to set the rates that they choose and need not follow the price range recommended by the Relevant Law Society.

So there will always be some variation though, as a rule, lawyers tend to charge approximately 1% of the value of the property. It should be borne in mind that there is likely to be a minimum charge and the 1% may be relaxed for larger, more expensive properties.

Related Services

49 Lawyers Offering Mortgage Disputes Services in Spain

Testimonials for our Mortgage Disputes service
  • Liam Laverty
    Liam Laverty, Palma de Mallorca

    Rosa was very attentive and efficient. Qualities that are hard to come by here in Mallorca.


    I will not hesitate to contact Rosa un the future if I need some assistance. I will also be recommending her to anybody that requires these kind of services.


    Aug 02, 2019
  • Joseph Lobo
    Joseph Lobo, Barcelona

    Oscar was a great help throughout a difficult process as we bought a house in Barcelona. Despite significant setbacks, he was able to help us find solutions to ensure we finally managed to purchase the property.


    Thank you to Oscar for being incredibly professional and for explaining everything in a straightforward way so we understood a process which was foreign to us. I highly recommend him as a lawyer for anyone looking to buy a property in Spain.


    Aug 01, 2019
  • Davinia Gordon
    Davinia Gordon, Malaga

    Very satisfied with the service provided!


    Jul 31, 2019
  • Bilal Ahmad
    Bilal Ahmad, Alicante

    Jose was a great advocate.


    Jul 30, 2019
  • Joe Brent
    Joe Brent, Mallorca

    Rosa was excellent and went the extra mile.


    Jul 30, 2019
  • Ole Sørensen
    Ole Sørensen

    Fast and good follow up by Erardo.


    Jul 30, 2019
  • Ellanda Waterman
    Ellanda Waterman, Mojacar

    Juan has shown to be very reliable and professional, recently going out of his way to ensure I had the relevant documents to renew my son’s passport.


    As I live in Malaysia somethings are impossible for me to achieve. It is very important that I have someone in Spain with understanding of my predicament who I can communicate with efficiently.


    Jul 26, 2019
  • Irene Hyde Christie
    Irene Hyde Christie, Coin

    I am very pleased with the service provided by Francisco. He has been most helpful and responded very quickly to all my emails.


    Jul 26, 2019
  • elizabeth burchell
    elizabeth burchell, Motril

    Kristina was exceptional in every way. Although performing a professional service for me, she made the whole experience feel very personal.


    She was extremely caring and supportive towards me the whole time we were in the office in Motril. A problem occurred during the legal procedure Kristina was doing for me. She immediately explained the situation and came up with a solution, which eased the situation for me considerably.


    Kristina's professionalism, approachability, responsiveness and understanding from the day I originally contacted her from the UK were excellent at all times.


    I would not hesitate to recommend her to any one at any time. Thank you excellent value for money!


    Jul 25, 2019
  • Michael Cook
    Michael Cook, Castellon

    Inma was extremely helpful. I liked that there was excellent speed of reply to emails.


    Jul 25, 2019
  • Keith Hodges
    Keith Hodges, Torrevieja

    Rosa is the consummate professional. Her responses to messages were always prompt and her advice was extremely helpful.


    Even when my ex wife employed a lawyer who really didn’t know what he was doing, she was very patient and logical. She provided an excellent service.


    She is the best advocate I have ever been associated with. I was a police officer for 30 years and have come into contact with many lawyers. She is amazing!


    Jul 25, 2019
  • Gian Piero Staffa
    Gian Piero Staffa, Antigua

    Rosa was extremely helpful in assisting me buying a house in Maiorca.


    The transaction was not without issues due mainly to spanish bureaucracy and Rosa handled all of them very professionally.


    Given language problems and distance from my residence I will never regret having chosen her as my Lawyer in Palma and I have already recommended here services to other prospective buyers.


    Jul 22, 2019
  • Daphne Zargar
    Daphne Zargar, Detroit, USA

    Miguel was awesome! Super responsive, extended my knowledge and put me totally at ease through the process of buying a house in Galicia.


    I felt my interests were put first in the process and protected and would definitely recommend Miguel with full confidence.


    Jul 20, 2019
  • Peter Toms
    Peter Toms, Barcelona

    Very flexible, great to deal with, made things simple and fully understood what we needed.


    Jul 18, 2019
  • Sally Bircher
    Sally Bircher, Tenerife (Los Cristianos)

    I have recommended Oliver Dreher to many people due to his professionalism and ability to communicate on all levels.


    Calls were always returned and questions always answered. Great value for money.


    Jul 16, 2019
  • Jason McNabb
    Jason McNabb, Fuengirola

    Very professional and a first class service at very short notice.


    Everything was under control in a short space of time. Alvaro was a man of his word. Anything he said he would do he done it. Me and my family appreciate everything you done for my brother thank you so much.


    Jul 16, 2019
  • Dean Hugues
    Dean Hugues, Catral, Alicante (Spain)

    Did the job I needed doing extremely well. Couldn't have asked for better service. Everything was spot on!


    Jul 09, 2019
  • Clare Parlour
    Clare Parlour, Mallorca

    Initially I had a lot of communication but as time went on it was difficult to get prompt responses and I felt frustrated by the Spanish system and lack of understanding.


    It has now been transferred to the UK but this was done through the court and not the solicitor. it took 3 months for our file to turn up in the UK and I think that was more by luck.


    More regular communication especially as we didn't know the Spanish legal system.


    Jul 09, 2019
  • Andy Docksey
    Andy Docksey, La Cala de Mijas

    Alvaro is very professional, he is very polite and helpful, he responds very quickly and I would definitely use his service again and recommend him to others.


    Jul 08, 2019
  • Simon Luddon
    Simon Luddon , Alicante

    This is the fourth time I have used this company I would not look elsewhere, their service is second to none.


    Jul 08, 2019
  • Colin Taplin
    Colin Taplin, Fuengirola

    Alvaro quickly got to grip with our issues.


    He explained things clearly and we feel that he was good value for money.


    Jul 01, 2019
  • Marion Brennan
    Marion Brennan, Alicante

    At every stage of our family case, Jose Antonio has been knowledgeable and thorough, very professional while remaining kind and supportive and ensured that we took the right steps for a positive outcome.


    I would highly recommend Jose Antonio for legal representation.


    Jun 29, 2019
  • Xavier M W
    Xavier M W

    I highly recommend Rosa, she is very professional and thorough and her communication was superb throughout.


    Her English is also first class. Thank you for all your help.


    Jun 29, 2019
  • Dave Naylor
    Dave Naylor, Fuengirola

    Angela was extremely friendly and helpful in a difficult situation.


    She quickly understood our circumstances and had prepared all the appropriate paperwork in both English and Spanish and prepared the Notary by the time we arrived for our appointment.


    Unfortunately, due to a change in circumstance on our part, we were unable to follow the process through to completion but should circumstances change, or any other legal matters arise, we will definitely ask for her assistance once again.


    We would happily use her services again. Five stars!


    Jun 25, 2019
  • Breda McMahon
    Breda McMahon, Gran Canaria

    Esther provided a very professional and efficient service.


    I would certainly recommend her!


    Jun 25, 2019
  • Dave Holmes
    Dave Holmes, Fuengirola

    Very prompt reply to my original email. Alvaro is extremely professional & understanding.


    I would recommend Alvaro to anyone who needs legal help in Spain


    Jun 25, 2019
  • Michael Ha
    Michael Ha, Fuengirola

    Very helpful and informative, thank you Alvaro


    Jun 24, 2019
  • Ivanna Moore
    Ivanna Moore, Mallorca

    Very professional, honest and reliable person.


    I'm very grateful for dedication and support throughout the years!


    Jun 18, 2019
  • Brenda Ann Tillson Phillips
    Brenda Ann Tillson Phillips, Fuengirola

    I can highly recommend Advocate Abroad. When I rang them I was immediately put in touch with the right solicitor for my case, Alvaro. He dealt with the case efficiently giving me regular updates and giving me comfort that we would get the problem sorted.


    May 31, 2019
  • Jeffrey Gorman
    Jeffrey Gorman, Granada

    Always available and ready to help, nice guy easy to talk to.


    May 31, 2019
  • Don Sierra
    Don Sierra, Granada

    It is very difficult to find a good Spanish lawyer and this law firm, has set the standard very high.


    I sent them an email and within an hour someone called me and got on my case. Álvaro, was a shark and he got the job done. No waiting, no bs, straight to the point.


    As an American EXPAT it is very important not to be manipulated by the Spanish Court system. He showed me some amazing loopholes and now, things are going great!


    May 28, 2019
  • Andy and Diane Heston
    Andy and Diane Heston, Fuengirola

    We have recently had to employ the services of a lawyer, to deal with a very serious and distressing problem. We found Alvero and made a phone call to him ,within seconds of speaking to him he proved to be the lawyer to represent us.


    His knowledge of our particular problem was in depth and precise he listened carefully and gave us really sound and honest advice. His professionalism in handling our case has been impressive to say the least but he has also remained sympathetic and constantly kept us up to date with everything he has been doing at every stage.


    This has helped to minimize the stress at this extremely stressful time I would have no hesitation in recommending Alvero. His professionalism and whole attitude towards his clients is second to none


    May 24, 2019
  • Max Henchy
    Max Henchy, Puerto Banus- Estepona

    He was very professional and extremely helpful! Also incredibly quick and efficient.


    Thanks to him my life has changed drastically for the better! He went out of his way to help me and my family.


    May 24, 2019
  • Angela Panuccio
    Angela Panuccio, Granada

    Alvaro was extremely helpful. I would recommend his services to others.


    May 23, 2019
  • Dean Powers
    Dean Powers, Castellón

    Lidia is very professional and I have gone back to her several time for legal services. I highly recommend her, especially for English speakers.

    Everything has been perfect.


    May 20, 2019
  • Robert Cunningham
    Robert Cunningham, Mallorca

    Rosa was absolutely first class. She made a very difficult time in our lives a lot easier and for that I could not be more grateful. Thank you Rosa


    May 20, 2019
  • Elaine Dennard
    Elaine Dennard, Castellon

    My lawyer Lidia was extremely helpful. Very satisfied with the overall service provided. Would recommend.


    May 17, 2019
  • Jonathan Williams
    Jonathan Williams, Maspalomas

    A highly professional lawyer who carried out the task set by ourselves to a very high standard indeed. He was polite, helpful and knew his business perfectly.


    I will be using him again and will be recommending his services to friends and acquaintances alike, with the knowledge he will do a great service for them.


    May 16, 2019
  • John Grant
    John Grant, Arrecife, Lanzarote

    Very sympathetic. Excellent advice.


    May 16, 2019
  • Emerson D'Abbot-Doyle
    Emerson D'Abbot-Doyle, Fuerteventura

    Cristina’s level of approachability was second to none & was very empathetic of our family situation & was very adaptable to changes in circumstances as they arose.


    Her professionalism throughout was unquestionable & I wouldn’t hesitate in using her again or recommending her to others. Service was perfect in every way.


    Apr 29, 2019
  • Margaret Mary Kelly
    Margaret Mary Kelly, Benidorm

    Juan was very professional and approachable. He was aware of the legal issues surrounding my case and responded in a timely manner. He has a calm manner and communicated in a direct but sensitive way.

    I will use the service again if I need legal help in the future.

    Muchas gracias, Juan. Margarita.


    Apr 26, 2019
  • Mareike Stobbe
    Mareike Stobbe, Girona

    Always reachable, knowledgeable and super service all around.


    Apr 26, 2019
  • William Bain
    William Bain, Alicante

    Jose was extremely helpful - I would definitely recommend him to friends.


    Apr 17, 2019
  • Penny Toomey
    Penny Toomey, La Manga

    I could not recommend Consuelo highly enough to choose as a lawyer. She went above and beyond what was required when working for me.


    She is reliable, professional and kept me informed of the progress of my case and what she was doing at all times.


    Consuelo has an ethical outlook and a strong sense of what is right. She was unfazed when others tried to block her efforts to help me and was always reassuring that we would get there.


    Her spoken and written English is excellent so she can work with both English and Spanish (she did for me). Thank you Consuelo!


    Apr 16, 2019
  • Jason Heppenstall
    Jason Heppenstall, Granada

    Kristina was very helpful and enabled me to get my legal problem sorted out in an efficient and timely manner.


    Apr 15, 2019
  • Ian Wilk
    Ian Wilk, Fuengirola

    Francisco was extremely helpful. Very satisfied with the service. I would definitely recommend it to friends.


    Apr 12, 2019
  • Dane Beddall
    Dane Beddall, Palma de Mallorca

    Rosa was very professional and gave good advice, it was nice to meet such a nice lady.


    Apr 10, 2019
  • Franco Trio
    Franco Trio, United Kingdom

    Rosa always responded promptly to any email I sent.


    She kept me informed and provided alternatives and 3rd party services (translation).


    Thank you Rosa for your assistance, perseverance and honesty in helping my mum and I. We will definitely recommend you.


    Apr 10, 2019
  • Keisha
    Keisha, Valencia

    Inmaculada was professional and also demonstrated compassion and understanding during this difficult period in my life.


    Apr 03, 2019
  • Bryan Wilson
    Bryan Wilson, Mallorca

    Rosa has been an absolute Godsend and without her I would have struggled to set up my Mallorcan company.


    She has always delivered with any project that I have instructed her services on and I would highly recommend her.


    Apr 03, 2019
  • Andrea OMahony
    Andrea Omahony, Murcia

    Inma was fabulous. She was extremely professional and she answered any questions efficiently and accurately.


    Apr 01, 2019
  • Pearse Dunne
    Pearse Dunne, UK

    Jose is one of the most professional and reliable people I have ever had the pleasure to deal with. He is fully versed in the law and gives excellent advice. His services are excellent value for money.

    I have no hesitation in recommending Jose and will definitely be using his services again


    Mar 28, 2019
  • Davinder Singh Syan
    Davinder Singh Syan, Switzerland

    Carlos was extremely helpful,he work is also very fast and he have always time for me.


    Mar 27, 2019
  • Coenraets
    Coenraets, Playa Inglés

    I was looking for advice about the legal method of splitting the common costs among the owners of a compound. Her advice was very helpful during the owners meeting that I had this afternoon.


    Mar 21, 2019
  • John Seaman
    John Seaman, Valencia

    My lawyer was very supportive, interested in my needs, able to clarify my situation and explain the process and the various options open to me.


    I always felt relieved after each consultation. I will definitely use Inma’s services again


    Mar 21, 2019
  • Kirstin Stokes
    Kirstin Stokes, St Andrews, Scotland

    Francisco advised and managed our recent property purchase in Fuengirola with such friendly professionalism that the whole process was effortless, smooth and completely stress-free!


    Francisco was great at responding to our many questions, quickly addressing any concerns we had and resolving issues judiciously. His advice and guidance has been invaluable and the service provided, from start to completion, has been excellent and great value for money. We are more than happy to recommend Francisco to friends, family and all. Paul & Kirstin, Scotland.


    First class in all aspects.


    Mar 20, 2019
  • Rachael Barber
    Rachael Barber, Granada

    Alvaro was an excellent advocate. He was always available and very helpful. His English is excellent as well.


    Highly recommend working with him to anyone :)


    Mar 20, 2019
  • Colin Johnson
    Colin Johnson, Sevilla

    Very helpful, especially as English and Spanish law has it's differences and my final document - a testament -  required the services of a notary and the final translation.


    A pleasure to meet Rafael and to discuss my needs and he made the whole process straightforward with lots of common sense solutions. ***** 5 stars and highly recommended.


    Mar 15, 2019
  • Justin Culmer
    Justin Culmer, United Kingdom

    Alvaro was professional, approachable, and very responsive while supporting me with the formal and legal processes in assisting me purchasing my new home in Spain.


    He was consistent in all communication and very informative.


    To improve the service I would suggest to provide a formal summary document of all legal services and formality checks carried out on the property purchase process, (as done in the UK) as a final overall document given to the client.


    Mar 14, 2019
  • Anne Mette Bergmann
    Anne Mette Bergmann, Malaga

    Beatriz has been extremely helpful all through the process of buying our apartment.


    We had some serious challenges in the beginning with the first apartment we wanted to buy and Beatriz went more than all the way to help - we felt so secure in her hands, and still do.


    We will continue to use her service and promote her to anyone who needs a lawyer.


    Beatriz was recommended to us by a very good (Danish) friend in Spain and was he right :-) So we give her our best recommendation.


    Mar 14, 2019
  • Victoria Aspey
    Victoria Aspey, Lanzarote

    Erardo was always there to answer questions and help in any way he could. I will certainly use him again in the future.


    Mar 12, 2019
  • John Neder
    John Neder, Cadiz

    Francisco was very helpful with our enquiries. His level of English was excellent and we were very satisfied with the level of service we received.


    Mar 06, 2019
  • Sue Gaunt
    Sue Gaunt, Lanzarote

    He always responded promptly to any enquiries and really took time to explain things I wasnt sure about


    Mar 05, 2019
  • Christopher Studholme
    Christopher Studholme, Arrecife

    Erardo has worked for me before and he has always been 100% efficient and always completed tasks which I have requested. I recommend Erardo to anyone who needs assistance in Spain or Lanzarote

    No, it was excellent


    Feb 28, 2019
  • Gordon Phillips
    Gordon Phillips, Vera

    Juan always responded promptly and explained clearly with regular updates, we found him invaluable in solving our problem and he did so within a very quick timescale.


    No improvements necessary. Doing a great job, thank you.


    Feb 28, 2019
  • Philip Glencross
    Philip Glencross, UK

    Carlos was extremely helpful, couldn't have done more. I would definitely recommend him to friends.


    Feb 26, 2019
  • Stephen Owusu Ansah
    Stephen Owusu Ansah, Madrid

    Carlos is a professional and respectful lawyer, he has helped me a lot and with my police clearance...i would like to recommend him to everyone! Thanks.


    Feb 23, 2019
  • Keith Naylor
    Keith Naylor, Fuerteventura

    Very satisfied with the service provided. Cristina is bilingual.


    Feb 22, 2019
  • Nicholas Lee
    Nicholas Lee, Palma

    Very good. Made me feel very comfortable in a difficult situation and helped me resolve the issue in a calm, efficient and cost effective manner. Highly recommended.


    Feb 15, 2019
  • Catherine
    Catherine, Alicante

    Consuelo was extremely helpful, she couldn't have done more. I would definitely recommend her to friends.


    Feb 15, 2019
  • Marcus Bond
    Marcus Bond, Fuengirola

    Proactive, great communication, thoroughly recommend.


    Feb 14, 2019
  • Jason Baker
    Jason Baker, Estepona

    Alvaro was transparent throughout the process and instilled a confidence in me that he would get the job done, which he duly did!


    He was persistent and diligent with his approach, which meant that an issue that i had for 2 years was no longer one.


    Regarding the above KPI's of measurement, he was top marks for all of them. I am genuinely satisfied with the service.


    Feb 13, 2019
  • Alison Hamilton
    Alison Hamilton, Fuengirola

    Kept us informed every step of the way, very efficient and very pro active.


    Absolutely excellent!


    Feb 12, 2019
  • Candy
    Candy, Cadiz

    Francisco was very responsive, supportive and understanding.


    Unfortunately, I had to use another lawyer who has helped me in another case.


    Feb 11, 2019
  • Paul McAteer
    Paul McAteer, Ukraine

    Jose was excellent in every way and he will now tend to all our business in Alicante


    Feb 05, 2019
  • Rhys Keely
    Rhys Keely, Mallorca

    Rosa was very understanding and helpful in all matters. She explained everything and went above and beyond to assist.


    So lucky to have found her at a difficult time.


    Jan 29, 2019
  • David Tyrrell
    David Tyrrell, Alicante

    Jose Antonio was very helpful. Would definitely recommend him to friends.


    Jan 29, 2019
  • Mark Potgieter
    Mark Potgieter, Palma

    Rosa was a great help!


    Jan 23, 2019
  • Vivien Yao
    Vivien Yao, UK

    Worked with Rafael for a project. He is very professional, efficient and helpful.

    Thanks Rafael!


    Jan 17, 2019
  • Lee
    Lee, Uk

    Absolutely spot on service, very impressed!


    Jan 14, 2019
  • Florence
    Florence, Fuengirola

    The service was quick and satisfactory. I was impressed by the lawyer's work. Very professional, easy going and communicative. Everything was perfect!


    Jan 08, 2019
  • Kevin
    Kevin, Algarobba Costa

    Clear information throughout, well explained and always had my confidence.


    Jan 08, 2019
  • Ryan
    Ryan, Alicante

    José was an absolute professional from start to finish. Every deadline was met on time. José made the process for us extremely comfortable and straight forward.


    He went over and above his position to help us finalise certain things related to our case, and quite honestly, if you get an opportunity to use his services, you will be more than happy with the outcome.


    Thank you again José and I wish you the best for you and for your family!


    Jan 07, 2019
  • Lloyd
    Lloyd, Seville

    Rafael was always there for me. He catered to my schedule rather than me to his.


    Jan 07, 2019
  • Mr Olsson
    Mr Olsson, Mallorca

    Rosa spoke English more or less fluently. Very satisfied with the service provided.


    Jan 07, 2019
  • Kevin
    Kevin, Hull, Yorkshire. UK

    Rosa gave 1st class service when we needed it with my previous company. She assisted us with our licenses, business bank accounts and legal matters.


    Rosa is a genuine, hard working, approachable professional advocate, who done more than I would have expected. I would definitely use Rosa again with any legal matters I require in Spain & Mallorca.


    Many thanks for the excellent service Rosa!


    Jan 07, 2019
  • Simon Luddon
    Simon Luddon, Alicante

    This is the second time we have used Jose . Excellent service, Excellent value for money, replied to emails within two hours.


    We just told Jose what we wanted and he just got on with it. I can't praise him highly enough. There is no need for improvements.


    Jan 07, 2019
  • Jim & Susan Heron
    Jim & Susan Heron, Dundee, Scotland

    Beatriz was extremely professional and provided an expert service. She understood our requirements, was very approachable and responded to all questions quickly.


    She explained the differences in legal requirements between the UK and Spain clearly and helped us to understand them. We would highly recommend Beatriz for any legal services.


    We can't think of anything we would like to see improved about the service we received from Beatriz and would have no hesitation in contacting her again if we required any further information.


    Jan 07, 2019
  • Ian
    Ian, Mallorca

    Rosa is helpful and very easy to get on with. She knows many other people in the Mallorca property and legal sectors and I'd recommend her.


    Her English is very good and there were never any language problems on either side.


    Jan 07, 2019
  • Terry Mott (Mallorca)
    Terry Mott (Mallorca)

    Meeting and appointing Rosa was like a breath of fresh air. Having used several other lawyers in Palma de Mallorca without any success whatsoever, Rosa stepped in to a complicated case in its 7th year and turned it around almost overnight.

    Within months the ball was rolling again and she finalised the case where others had just given up. Rosa always responded to my emails and phone calls and was an absolute pleasure to deal with.

    I will not be using anyone else from now on.


    Jan 05, 2019
  • Paul Hutchinson (Mallorca)
    Paul Hutchinson (Mallorca)

    I did a little bit of research before appointing Rosa to handle our property purchase in Mallorca, but quickly realised I’d made a great decision.


    From beginning to end, she was highly communicative, helpful and friendly and I can’t recommend her highly enough.


    Jan 05, 2019
  • Ian Doig (Benidorm)
    Ian Doig (Benidorm)

    Excellent service. They know their business!


    Jan 05, 2019
  • Martin Kiersnowski
    Martin Kiersnowski, Nerja

    Beatriz has always been friendly and helpful. Would definitely recommend the service to friends.


    Jan 04, 2019
  • Samuel S Perrie
    Samuel S Perrie, Scotland

    Great service, always very attentive communication, was excellent via email and Skype, always let me know what was happening stage by stage.


    Nov 20, 2018
  • David W Baker
    David W Baker, Malaga

    We were extremely satisfied with Alvaro: He explained the law to us and gave us a solution to our problem.


    He could not have been more helpful and we will definitely use him again.


    Nov 06, 2018
  • Colin Wilson
    Colin Wilson, Australia

    Overall it was great. Rosa always answered all questions asked and provided clear, concise and well explained answers.


    When there was a delay in responding she did offer an apology which was appreciated. Rosa always instilled a sense of confidence that she knew exactly what was going on, what I was asking, and what the applicable law was.


    When not a Spanish local and dealing with her remotely, this provided great comfort in a sensitive matter.


    Oct 30, 2018
  • David Edwards
    David Edwards, England

    Very Satisfied with the service provided by Oliver. He was quick, efficient and value for money. Would definitely recommend to friends.


    Oct 17, 2018
  • Andrew Morecroft
    Andrew Morecroft, Lubrin

    Juan was extremely helpful during every part of the purchase. As I was buying an older property there were slight complications but Juan explained every issue and managed to work through the difficulties with supreme efficiency.


    Also there was a ridiculous situation with my Spanish bank account where I could not access the money even though it was in the account. Thankfully I had given Juan power of attorney and he managed to sort-out the problem.


    He went above and beyond the call of duty and I am very grateful for all his help. I would strongly recommend him to anyone looking to buy in the Almeria region.


    Oct 15, 2018
  • Manoochehr Jafari-Nahad
    Manoochehr Jafari-Nahad, UAE

    Jose-Antonio was extremely helpful and prompt and also it was helpful that he could be contacted via social media like Whatsapp


    Oct 13, 2018
  • Michele Jansen van Vuuren
    Michele Jansen van Vuuren, Benajarafe

    Alvaro was extremely helpful, he couldn't have done more. Very quick to respond to my query.


    Only issue was that some of the documents I needed to provide were not mentioned. However, would definitely recommend his services to friends.


    Oct 13, 2018
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